Industry News and Regulations

There are a number of federal and state laws governing the health insurance industry. State laws vary and information is best obtained by the State Department of Insurance.

There are three important federal laws which impact employers with group health care plans:

• Consolidated Omnibus Budget Reconciliation Act (COBRA)
• Employee Retirement Security Act (ERISA)
• Health Insurance Portability and Accountability Act (HIPAA)

This Web site provides some basic information on each of these laws. For in depth details on these regulations, please visit our Links page for a list of additional government agency and industry news Web sites.